Offer Details
| Offer | Get vouchers for each approved Add-on Credit Card |
| Spend Requirement | Rs.500 (offline) within 60 days of card approval |
| Voucher Value | Rs.2000 for Infinia/Diners Black; Rs.1000 for Regalia; Rs.500 for Millennia & Regalia First; Rs.250 for other cards |
| Voucher Options | Amazon, Myntra, Grofers |
| Max. Free Cards | Up to 3 complimentary Add-on cards per primary account |
| Max. Vouchers | One voucher per account |
| Fulfilment | Approximately 60 days from card setup |
| Validity | Offer expired on 30th Sep 2020 |
| Source | Terms & Conditions (original offer page) |
This is a solid promotion from HDFC Bank and easy to take advantage of. The process requires minimal effort and is worth pursuing if you plan to add authorized users to your account.
While the voucher structure is attractive, it would have been better if vouchers were issued for every additional add-on card taken, or if higher-value vouchers were available for super-premium cards with a higher spend threshold.
If you did not receive an email about the promotion, don’t worry — the offer is open to eligible customers regardless of whether they received a direct communication.
How to apply for an Add-On Card?
The application process is straightforward, particularly when the add-on cardholder already has an HDFC Bank account. From your netbanking or card portal, navigate to:
Card > Transact > Request Add-On Credit Card
After you apply, the physical add-on card is typically delivered within a week, though delivery timelines may be affected by circumstances such as Covid-19.
Note that HDFC permits add-on cards only for immediate family members — parents, spouse, and children. Unlike some issuers that allow cards for friends, HDFC restricts add-on eligibility to close family, which some cardholders may find limiting.
Final Thoughts
It is encouraging to see add-on card promotions from HDFC Bank — this appears to be one of the more notable offers available. In a few simple steps you can potentially secure vouchers worth up to Rs.2000, depending on the primary card tier.
Promotions like this have become more common as banks adapt to lower acquisition volumes during the Covid-19 period. Offering incentives for add-on cards helps banks expand account relationships when issuing new primary cards has slowed.
These add-on incentives could also lead to future marketing opportunities, such as pre-approved offers targeted at add-on cardholders. Similar offers from other issuers could reappear as the market adjusts.
If you follow card industry trends, this kind of offer suggests other issuers may reintroduce supplementary card promotions in the future. For now, HDFC’s add-on voucher promotion remains a useful and low-effort benefit for eligible customers.