HDFC Bank Millennia Credit Card Update: HDFC has re-launched the Millennia product with relaxed limits and conditions — it’s now noticeably improved. The review below reflects the updated product. A few years ago HDFC Bank introduced the Millennia series of cards — credit, debit and prepaid — aimed at millennials and customers new to credit … Read more

Axis Bank credit cards were long admired for a broad array of transfer partners, with Accor standing out as one of the most valuable options thanks to an excellent earn rate. As of 2 April, however, that chapter has ended: Axis Bank has removed Accor from its list of points transfer partners, and it has … Read more

With Jet Airways grounded and no clear timeline for a return, many members are understandably worried about the fate of their hard-earned JPMiles. The JetPrivilege (JP) loyalty program, which issues these JPMiles, counts nearly 9.8 million members and is majority-owned by Etihad Airways (50.1%). Because Jet Airways still holds the remaining stake, the program has … Read more

Rent is one of the largest recurring expenses for many households. The option to pay rent with a credit card can provide a free credit period and the chance to earn reward points or cashback. HDFC Bank offers extra incentives when you automate rent payments through HDFC SmartPay, which partners with Redgiraffe for its rent … Read more

SBICard AURUM – (Image: AurumCreditCard) SBICard has introduced a new invite-only super-premium metal credit card for high-net-worth individuals called AURUM. The card had been anticipated, and its launch fills a gap in SBICard’s product lineup aimed at affluent customers. The AURUM card went live on 3rd February 2021. It is a black metal card with … Read more

IDFC FIRST Bank introduced the Mayura and Ashva credit cards about a year ago as premium paid variants. Initially quieter in the market, recent enhancements—most notably accelerated rewards and a doubled point value for travel redemptions—have significantly improved the Mayura’s appeal. Below is a concise, updated guide to the IDFC FIRST Bank Mayura credit card … Read more

HDFC appears to have once again crafted a targeted credit-card offer that plays to its strengths. In collaboration with VISA, HDFC is rolling out a limited promotion: a flat 1% cashback on the foreign-currency markup fee for international point-of-sale (POS) transactions made with HDFC credit cards (VISA variants only). This promotion primarily benefits travelers and … Read more

HDFC Smartbuy 10X Program has been restructured, bringing both unwelcome and welcome changes for cardholders. Below is a concise overview of the important adjustments. For full terms and conditions, please consult the updated Smartbuy terms on HDFC’s site. Table of Contents Diners Black is hit Per Day Capping Premium Cards back on Rewards My Thoughts … Read more

SBI Card has partnered with Etihad Guest, the loyalty programme of Etihad Airways, to introduce the Etihad Guest SBI Credit Cards in India. These cards are designed for frequent international travellers and affluent customers who value airline benefits and global travel perks. The new offering includes two variants: the Etihad Guest SBI Card and the … Read more

We recently examined the long-term effects of Covid-19 on the credit card industry. This article highlights a more immediate consequence: several banks are actively revising customer credit limits in response to the pandemic. Lenders are cutting card limits to protect themselves from potential non-performing assets (NPAs) that could result from salary reductions and job losses. … Read more