ICICI Bank is running a wide range of Diwali promotions across its products — credit cards, debit cards, accounts and loans. Below are some of the top ICICI Bank credit card offers you can consider for this festive season.
1. Amazon: 10% Instant Discount
- Offer: 10% instant discount up to Rs. 1,500 on a minimum order of Rs. 5,000 with ICICI Bank credit card and EMI on credit card transactions.
- Offer period: 24th to 28th Oct 2020.
This is a straightforward instant discount on qualifying Amazon purchases; note the short offer window if you plan to use it.
2. Amazon Pay Credit Card: Up to 5% Rewards
- Offer: 5% instant discount up to Rs. 750 plus up to 5% reward points with the Amazon Pay ICICI Bank credit card.
- Offer period: 24th to 28th Oct 2020.
If you hold the Amazon Pay ICICI credit card, this combines an instant saving with additional rewards — a useful deal for eligible Amazon purchases.
3. Croma: Rs. 10,000 Instant Benefit
- Croma store: Rs. 10,000 same-day instant cashback on qualifying transactions at Croma outlet for purchases of Rs. 1,00,000 and above.
- Croma.com: Rs. 10,000 as a Croma gift card on qualifying online transactions for purchases of Rs. 1,00,000 and above.
- Offer period: 10th Oct 2020 – 16th Nov 2020.
This Croma offer can yield significant savings on big-ticket electronics and is worth considering if your purchase meets the threshold. It applies to a wide range of products available at Croma stores and online.
Note: This offer does not apply to Amazon Pay, Business, Commercial or Corporate ICICI Bank credit cards. Check the merchant’s terms and conditions for full details.
4. ICICI Amex Credit Cards: 5X Rewards
- Offer: 5X rewards on online spends for eligible ICICI Amex cards.
- Offer period: June 1 to Nov 20, 2020.
This promotional reward multiplier has been extended several times. Depending on your Amex card variant, it can increase effective returns on online purchases — check your card terms to see eligible categories and caps.
5. Zomato: Up to 20% Off
- Zomato offer 1: 15% discount up to Rs. 150 (Mon–Thu). Use coupon code ICICITREATS. Redeemable once per user per week, up to three times during the offer period.
- Zomato offer 2: 20% unlimited discount (Fri–Sun) with coupon code ICICITREATS20. Redeemable once per user during the offer period.
- Offer period: Sep 19 to Oct 31, 2020.
The Zomato deals stand out because of the higher percentage discounts, and the weekend offer is especially attractive given the relaxed or no cap on savings on eligible transactions.
Bottom line
Among the listed offers, the Croma promotion offers substantial savings for large electronic purchases and is particularly valuable if you plan to upgrade gadgets. The Amazon discounts, Amex 5X rewards and Zomato dining offers are also worthwhile depending on your card and spending patterns. Review eligibility, card exclusions and offer periods before transacting to ensure you qualify.
Which ICICI offers will you use this Diwali? Share your experiences and choices in the comments below.