Axis Bank offers a range of cards from premium to entry-level. The Axis MyZone Credit Card is an entry-level card focused on dining and entertainment discounts, making it attractive for customers who order food frequently or watch movies in theaters.
Below is a concise and updated guide to the Axis Bank MyZone Credit Card. Note: the card has been issued as Lifetime Free for a limited time.
Table of Contents
- Overview
- Fees
- Rewards
- Design
- Swiggy offer
- Movie Offer
- Airport Lounge Access
- Other benefits
- My Experience
- How to Apply?
- Bottom line
Overview
| Type | Entry-Level Credit Card |
| Reward Rate | 0.4% |
| Annual Fee | |
| Best for | Dining & movie benefits |
| USP | Discounts on food delivery |
Although positioned as an entry-level card, the MyZone Credit Card stands out for dining and food delivery discounts that make it particularly useful for regular Swiggy users.
*** Limited Period Offer: Lifetime FREE ***
Fees
| Joining Fee | |
| Welcome Benefit | SonyLiv Premium (complimentary) |
| Renewal Fee | |
| Renewal Benefit | SonyLiv Premium on eligible spend (1.5L annually) |
| Renewal Fee waiver | None stated |
- Welcome Benefit: Complimentary annual SonyLiv Premium subscription (value around 999 INR).
- SonyLiv renewal is available if annual spends exceed 150,000 INR in the previous card anniversary year.
Rewards
- 4 Reward Points (RP) for every 200 INR spent (effective reward rate 0.4%).
- 1 RP = 0.20 INR on the Axis rewards portal.
- No rewards on movie, fuel and EMI transactions.
The MyZone card offers modest base rewards and is not aimed at maximizing points on everyday spends. If you need higher ongoing rewards without paying fees, consider other Axis options like the Axis Ace Credit Card.
Design
Axis recently refreshed several card designs, including MyZone. The card is currently issued on the Visa platform. The updated look is clean and modern, though the design elements emphasize lifestyle rather than dining specifically.
Swiggy offer
Note: The Swiggy benefit has been reduced from an earlier 40% to approximately 24%.
- Discount on Swiggy orders (approx. 24% after devaluation).
- Coupon Code: AXIS120
- Maximum discount: 120 INR per transaction (minimum order value 500 INR).
- Limit: 2 redemptions per month.
The Swiggy discount remains the card’s most compelling feature. Even after the reduction, regular users can save significantly over a year, making the MyZone card attractive primarily as a food-delivery benefit card.
Movie Offer
- Offer: Buy One Get One on movie tickets (second ticket discounted).
- Maximum cap: Up to 200 INR off on the second ticket.
- Monthly limit: 1 redemption per month.
The movie offer works well if you frequently buy theater tickets through Paytm, though not all cinemas participate. It adds value for casual moviegoers.
Airport Lounge Access
| ACCESS TYPE | VIA | LIMIT |
|---|---|---|
| Domestic Airport Lounges | Visa / Mastercard Lounge Program | 1 per quarter |
Complimentary lounge access is available at select domestic lounges in major Indian cities, subject to the stated quarterly limit.
Other benefits
- Ajio Offer: Up to 600 INR off on a minimum spend of 2000 INR (use coupon AXISMYZONE).
- Flipkart: Periodic instant discount offers on Flipkart during sales, where MyZone cards may be eligible for additional savings.
My Experience
I used the Axis MyZone Credit Card for about a year, primarily for the Swiggy discount, which worked reliably on both restaurants and pizza chains like Domino’s. After changes in my card portfolio, I kept one card in the family to manage food delivery spends. The coupon code has been consistently functional on the app.
Following reductions in benefits on other dining-focused cards, MyZone remains one of the stronger options for food-delivery savings despite the devaluation.
How to Apply?
You can apply online through Axis Bank’s application process. Approval typically completes within a week of application. There is no requirement to open an Axis savings account solely to get an Axis credit card.
*** Limited Period Offer: Lifetime FREE ***
Bottom line
- Cardexpert Rating: 3.5/5 for this segment
The Axis Bank MyZone Credit Card is suitable for entry-level cardholders and for anyone who values food delivery discounts. It fits users with modest monthly spends or premium cardholders seeking extra dining benefits. With the current lifetime free issuance, it represents a low-cost way to access useful dining and entertainment perks.
Are you holding the Axis MyZone Credit Card? Share your experience in the comments.