Get 5,000 Bonus Points on YES Bank Credit Cards – Feb 2018

Here’s a new personalised offer from YES Bank: grab 5,000 bonus reward points on top of your regular points earn rate. YES Bank frequently runs spend-based promotions like this one, which closely resembles previous offers.

YES Bank Credit Cards: 5,000 Bonus Reward Points Offer

• Type: Spend-based promotion
• Spend Threshold: Personalised (often set high)
• Excluded Spend Type: Fuel transactions
• Bonus Points: 5,000 points
• Offer Period: 9th – 28th Feb 2018
• Fulfillment: 30th April 2018
• Effective Savings: Approximately 4% and above, depending on your card’s redemption value
• Source: YES Bank terms and conditions for credit card spends (Feb 2018)

Thanks to readers such as Aman who flagged this promotion. I personally did not receive this specific offer, likely because my card was upgraded to a YES Bank Exclusive card; it appears the bank’s systems may take a couple of months to analyse spending patterns and assign personalised targets.

The bonus is worth an estimated Rs. 1,250 upon meeting the spend requirement, so evaluate the required spend versus the benefit to determine whether participating makes sense for you. Many cardholders report the threshold is set fairly high, which can make it difficult to qualify.

Bottom line

This is one of several spend-based promotions YES Bank has run over time. If you don’t hold a YES Bank credit card but are considering one, review prior coverage and card features to decide if applying suits your needs.