A few months after significant changes to HDFC’s 10X rewards program — where 10X earnings on Amazon were trimmed to 5X — the extra-earnings benefit has returned for a limited time. The SmartBuy Extra Saving Days Sale restores 10X rewards on Amazon and increases Flipkart earnings to 6X, but the enhanced rates apply only for three days: 28th, 29th and 30th September 2020.
On top of the higher reward multipliers, cardholders can also claim an additional 10% instant discount on qualifying SmartBuy purchases. Below are the full, concise details of the offer.
Offer Details
| Category | Offer | Conditions |
| Amazon | 10X Rewards | Monthly maximum cap as per SmartBuy terms and conditions |
| Flipkart | 6X Rewards | Monthly maximum cap as per SmartBuy terms and conditions |
| SmartBuy Instant Vouchers | 10% Instant Discount | Minimum transaction Rs. 1,000 / Maximum cap Rs. 250 / Use code SBEXTRA / Once per user |
| SmartBuy Travel (Flights, Train, Bus & Hotels) | 10% Instant Discount | Minimum transaction Rs. 1,000 / Maximum cap Rs. 500 / Use code SBEXTRA |
The full benefit of these enhanced multipliers applies primarily to premium HDFC cards such as HDFC Diners Club Black and HDFC Infinia. Other HDFC credit cards may receive partial benefits or different caps, so check the offer terms for your specific card on the SmartBuy offer page. The key points above highlight the most relevant elements of the promotion.
Credit for spotting and sharing the specifics goes to FrequentFlyer15.
Final Thoughts
The temporary return of 10X on Amazon is welcome news for cardholders who were disappointed when the multiplier was reduced. For anyone with eligible HDFC cards, this short window is a prime opportunity to maximize bonus points within the program’s monthly cap.
This limited-time boost also appears to be a precursor to the upcoming festive season offers. If the SmartBuy Extra Saving Days Sale performs well for the bank, a similar or extended promotion could reappear during Diwali season, which typically starts in mid-October.
What do you think about the SmartBuy Extra Saving Days Sale for September 2020 on HDFC Bank credit cards? Share your thoughts in the comments below.