This festive season, IndusInd Bank has launched the Rewardz Festival 2025 for its credit card customers. The promotion is spend-based: if you meet the required spend threshold during the offer period, you can choose additional rewards in the form of points, vouchers, or cashback on top of your regular card benefits.
Below is a concise summary of the Rewardz Festival 2025 and what cardholders should know before opting in.
Offer Details
| Offer | Spend XXXX and get points/vouchers/cashback worth YYYY |
| Spend Exclusions | Rent & Real Estate Payments (MCC 6513), Wallet loading payments (MCC 6540, 6538) |
| Offer Period | 22 Sep to 31 Oct 2025 |
| Fulfilment | 90 days after the offer end date |
| Return on Spend | Up to 7.5% |
| Source | Email, refer T&C |
The exclusions list is relatively short compared with many spend-linked promotions, which makes this offer straightforward to use.
A notable improvement this year is the option to pick between points, vouchers, or cashback — giving cardholders flexibility to choose the type of reward that suits them best.
Another positive is that co-brand cards are eligible for this festival, broadening participation across card types.
For example, the personalised offer on the IndusInd Avios Card showed a modest target and reward, but the cashback option delivered an effective 7.5% return — attractive for smaller spends compared with some competing offers.
Important: You must opt in on or before 30 September 2025. The bank notes that registration may be limited to a set number of customers, so early enrolment is recommended.
If you receive the email with the subject line “Rewardz Festival’25 is here! Your Choice, Your Reward on your IndusInd Bank Credit Card,” check the details and register promptly to ensure participation.
Final Thoughts
Historically, IndusInd’s Diwali-season Rewardz Festival has featured generous multipliers such as 2X, 3X, or even 5X reward points. In 2025 the bank appears to be shifting toward a more flexible structure that lets cardholders choose the form of their reward.
This year’s approach is more user-friendly thanks to the choice between points, vouchers, or cashback. That flexibility is a welcome change and may better suit varied spending preferences.
However, the overall maximum value available from the festival seems smaller than in earlier years. Where previous editions made it feasible to earn rewards valued near ₹15,000 for very high spends, current caps bring the realistic maximum benefit closer to around ₹5,000 for most customers.
Despite that decline in absolute value, Rewardz Festival 2025 remains a strong Diwali offer, especially for customers with modest to moderate spends. For many cardholders, the cashback option and the limited exclusions make this a competitive promotion for the season.