ICICI Dreamfolks Card I received the new Dreamfolks card linked to the ICICI Emeralde credit card this week (late March 2021). It looks like issuers are replacing older Dreamfolks DragonPass cards with updated Dreamfolks Privilege cards across the board. What’s happening? Until now, Dreamfolks provided international lounge access through a partnership with DragonPass, issuing cards … Read more

HDFC Bank has launched a premium offering called the Regalia Gold Credit Card. The Regalia family is well-established in the market, and Regalia Gold aims to provide a richer travel and lifestyle experience compared with other variants. Positioned above the Regalia and Regalia First cards, Regalia Gold is one of HDFC’s stronger premium options at … Read more

Disclaimer: The views expressed below are based on my personal experience; numbers, facts, and experiences may vary for others. HDFC Bank is the largest credit card issuer in India, holding over 25% market share with more than 10 million active cards out of roughly 40 million in the country as of late 2018. The bank … Read more

While many of us focus on credit card deals, HDFC Bank has introduced a set of useful offers for debit card holders as well. Below is a clear summary of the current HDFC debit card promotions and how you can benefit from them. HDFC Easyshop Platinum RuPay Debit Card Table of Contents Income Tax Payments … Read more

Have you ever noticed an extra charge when you use a credit card to buy fuel and wondered what it is? When you pay by card—online or in-person—a small transaction fee is applied by the payment network and acquiring bank. Merchants normally absorb this fee, which typically ranges between 2% and 3% of the transaction. … Read more

I recently received the SBICard Aurum, SBICard’s super-premium credit card, and here is my detailed hands-on account of using it. This is a personal experience write-up rather than a feature-focused review. For a full breakdown of fees, benefits and specifications, please refer to an official review elsewhere. Table of Contents Application Process Getting the card … Read more

IDFC Bank began 2022 with an attractive new year offer for credit card holders and within a fortnight has launched another targeted promotion that awards up to 6,000 reward points based on transactions. Below are the complete details and what you need to know to benefit from this offer. Offer Details Offer: Earn up to … Read more

While chatting recently with American Express chat support, the representative explained card benefits and detailed ways to redeem Amex Membership Rewards (MR) points for the best value. During that conversation I learned American Express has quietly introduced a new redemption option for Gold cards (both MRCC and Gold charge cards). Here are the current options … Read more

Here’s major news for HDFC customers who have been maximizing rewards with the Diners Club 10X Rewards Programme — historically one of the most valuable offers for shopping on partner brands. HDFC has now placed a cap on the number of reward points that can be earned in a single statement cycle. That change limits … Read more

If you are a premium customer of Kotak Mahindra Bank looking for an elegant and simple premium credit card, the Kotak White Credit Card is worth considering. It offers a straightforward rewards structure, select premium benefits and a distinctive design. Below is a concise, SEO-friendly review covering fees, rewards, redemptions, lounge access and practical impressions. … Read more