I’ve wanted to build a relationship with Citi for some time, and the Citibank Premier Miles Credit Card seemed like a strong choice thanks to its travel benefits—apart from the renewal fee. With a current Rs.1000 cashback offer running, it was the right moment to apply. I applied online but was surprised to receive a … Read more

I monitor my CIBIL score and report regularly — often monthly or even more frequently — because I maintain a relatively high number of active accounts and like to keep an eye on how different banks report activity. If you’re new to CIBIL, note that they offer paid plans that let you check your score … Read more

I flew Air India International Business Class a year ago on a 787 Dreamliner and it was a memorable experience. Curious to see if the domestic product matched that standard, I recently flew Air India Business Class on the Mumbai–Kochi route in January 2019. Below is a clear, concise account of that trip. Air India … Read more

American Express is renowned for premium card services worldwide. If you want to experience one of the most prestigious offerings from this issuer, the Amex Platinum Charge Card delivers an elevated lifestyle and travel experience. American Express Platinum Card, issued as a metal charge card in India, is an ultra-premium product known for extensive travel … Read more

HDFC Bank now allows transfer of reward points from select premium credit cards to Club Vistara. This change opens a useful redemption route for frequent flyers, although it’s not automatically the best option for everyone. Below I explain the conversion details, when transferring makes sense, and the practical considerations to keep in mind. Table of … Read more

I recently flew Thai Airways Business Class from Bangkok to Ho Chi Minh City and visited the Thai Airways business class lounge, Royal Silk Lounge. The lounge is available to Thai Airways Business Class passengers, Star Alliance Gold members and Thai Airways elite members. Thai Airways operates three premium lounges at Suvarnabhumi Airport (BKK): Royal … Read more

Indian Oil Axis Bank Credit Card Axis Bank issues a co-branded fuel credit card in partnership with Indian Oil Corporation Ltd, powered by Visa. The card offers attractive returns on fuel purchases and a respectable return on online transactions. Below is a clear, user-friendly review of the Axis Bank Indian Oil Credit Card, covering fees, … Read more

IndusInd Bank and Jio-bp have introduced a new co-branded fuel credit card named the IndusInd Bank Jio-bp Mobility+ Credit Card. Designed for digital-first customers who frequently spend on fuel and everyday lifestyle needs, this card focuses on delivering value at mobility stations and related outlets. This marks IndusInd Bank’s first fuel-centric credit card and Jio-bp’s … Read more

The Amex Diwali offer is one of the most anticipated promotions in the credit card space during the festive season. It typically delivers meaningful rewards, but this year’s promotion is less generous than last year and appears to be targeted to a limited set of cardholders. Below are the key details and thoughts on the … Read more

Amid several recent devaluations affecting HDFC Diners Rewardz and HDFC Diners Premium cards, the advantages of holding a Diners Club International card had been diminishing. HDFC Bank has reduced benefits across many of its credit card products, with a few exceptions such as HDFC Infinia, Diners Black and JetAirways Diners. Still, the bank has introduced … Read more