As Diwali approaches, Kotak Mahindra Bank has quietly rolled out a pre-Diwali cashback offer for select cardholders. I received the email because I hold the Kotak White Card, so this appears to be a targeted promotion. Below is a concise summary of what the offer includes and how it works. Offer Details Offer 10% Cashback … Read more

RBL Bank has launched a targeted spend-based offer for select credit cardholders, likely aimed at cards that haven’t been used recently. I received this promotion on an RBL credit card that had been inactive for about nine months. If your card has been idle, check your email or SMS—you may have been targeted as well. … Read more

The HDFC Multicurrency Forex Card is built for travellers who want a single prepaid card to manage multiple foreign currencies. It stores balances in several currencies at once, reducing the need to carry cash or juggle multiple wallets. The card is widely accepted at POS terminals, ATMs and for online payments, and promises simplified currency … Read more

IDFC First Bank has introduced a premium banking program aimed at affluent customers, bringing a suite of new products and services tailored for higher-net-worth relationships. Below is a concise overview of IDFC Bank’s premium banking program and what to expect from its tiers, cards and upgrade options. Program Variants The program is structured in three … Read more

I was waiting for IDFC First Bank credit card offers to appear on my IDFC First Select credit card, and I’m pleased one arrived before the close of 2021. This is a small but attractive New Year targeted offer you shouldn’t miss if you received it. It’s simple to complete and delivers good value for … Read more

Jet Airways, facing severe cash constraints, appears to be using promotions like this mainly to boost short-term cash flow rather than as a routine loyalty campaign. For those interested in a deeper look at the broader situation, I previously examined how credit card companies might support the airline. ICICI Bank and JetPrivilege (now JPMiles) have … Read more

I’ve collected several credit cards offered as “lifetime free,” and you might have done the same. At first glance, lifetime free sounds like you’ll never face annual fees again. Unfortunately, that’s often not the full story. Here’s why a so-called lifetime free (LTF) credit card may not remain free in practice. Lifetime free credit card … Read more

New list is up: Check out the latest list: Best Credit Cards in India 2021 Looking for the best credit cards in India? You’re in the right place. Whether you want cashback, rewards, airmiles, premium or super-premium cards, this guide covers it. I analyzed 70+ cards across multiple banks and shortlisted the top 20+ cards … Read more

Yes Bank has been experimenting with rewards—offering 2X and 10X reward points on various spends—and now they have introduced a new bonus reward points promotion for the New Year/Christmas period. The promotion awards 5,000 bonus reward points when cardholders meet a personalised spend threshold. The threshold varies by customer and is designed to encourage higher … Read more

HDFC Bank Credit Card After an eight-month restriction on HDFC Bank, the Reserve Bank of India has approved a phased resumption of the bank’s credit card issuance. The approval is partial: certain new business initiatives planned under HDFC’s Digital 2.0 program remain restricted. This limited clearance, however, allows the bank to restart many card-related activities … Read more