New list is up for 2021: Check out the latest list: Best Credit Cards in India for 2021 Searching for the best credit cards in India that match your lifestyle? Whether you want cashback, rewards, airmiles, premium or super-premium perks, this guide outlines top options across different needs and spend patterns. There is no one-size-fits-all … Read more

The American Express Diwali spend-based promotion is one of the most anticipated offers in the credit card space, historically delivering strong value—often above 5% effective benefit on qualifying spends. Previously the promotion frequently included Tanishq gold vouchers; for 2019 Amex shifted to travel-related vouchers, tailoring rewards to individual cardmembers based on their spending patterns. None … Read more

HDFC Bank has begun the year with an aggressive move for existing cardholders. Over the past year the bank has been proactive with generous credit limit enhancements, and now many customers are reporting automatic upgrades to HDFC Infinia and Diners Club Black as lifetime free cards. These upgrades appear to be pre-approved offers determined by … Read more

The Earth Lounge at Kochi Airport’s domestic departures (Terminal 1) was replaced a few years ago by a larger, upgraded facility. Previously used by international travellers, the original international departures area moved to Terminal 3, which now has its own Earth Lounge for international passengers. This article reviews the domestic Earth Lounge based on multiple … Read more

The golden days of Yes Bank credit cards seem to be behind us. They began by withdrawing popular spend-based promotions and later devalued rewards across several card variants, which disappointed many cardholders. Since then, spend-based offers have been rare. I received one similar offer in September 2019, and some users have reported other targeted promotions. … Read more

The American Express Centurion Card from Amex is arguably the most coveted piece of anodized titanium — an invitation-only charge card issued by American Express to select Platinum cardholders who meet undisclosed criteria. Designed for a very affluent clientele, its benefits are tailored to a high-end lifestyle. This review is contributed by an actual Amex … Read more

Yes Bank has launched a worthwhile offer on insurance premium payments that can effectively deliver returns up to about 7.5% for certain cardholders. Below are the key details of the promotion and what to consider before using it. Offer Details Offer: 5X rewards on insurance spends Offer Period: 1 December 2021 to 31 March 2022 … Read more

This article describes the unboxing, upgrade process, and hands-on experience with the IDFC First Bank Wealth Credit Card. For a full review covering features and benefits, see the detailed review on CardExpert. Upgrade process I initially requested a limit enhancement and upgrade from the Select to the Wealth card via phone banking a few months … Read more

American Express has launched targeted offers for select cardmembers that provide gift vouchers worth up to Rs. 60,000 based on qualifying spends. Below are the offer details and the different variants that have been observed. Table of Contents Offer Details Credit Card Offers Plat & Charge Offers Bottom line Offer Details Offer: Spend a specified … Read more

HDFC Regalia First Credit Card (Visa) HDFC Bank’s Regalia franchise is well known in the premium credit card segment, and Regalia First was introduced as a more accessible alternative for cardholders who couldn’t qualify for the original Regalia. It effectively replaced the earlier Allmiles card and carries many of the Regalia family’s recognizable features, but … Read more