HDFC Bank has begun the year with an aggressive move for existing cardholders. Over the past year the bank has been proactive with generous credit limit enhancements, and now many customers are reporting automatic upgrades to HDFC Infinia and Diners Club Black as lifetime free cards. These upgrades appear to be pre-approved offers determined by … Read more

The Earth Lounge at Kochi Airport’s domestic departures (Terminal 1) was replaced a few years ago by a larger, upgraded facility. Previously used by international travellers, the original international departures area moved to Terminal 3, which now has its own Earth Lounge for international passengers. This article reviews the domestic Earth Lounge based on multiple … Read more

The golden days of Yes Bank credit cards seem to be behind us. They began by withdrawing popular spend-based promotions and later devalued rewards across several card variants, which disappointed many cardholders. Since then, spend-based offers have been rare. I received one similar offer in September 2019, and some users have reported other targeted promotions. … Read more

The American Express Centurion Card from Amex is arguably the most coveted piece of anodized titanium — an invitation-only charge card issued by American Express to select Platinum cardholders who meet undisclosed criteria. Designed for a very affluent clientele, its benefits are tailored to a high-end lifestyle. This review is contributed by an actual Amex … Read more

Yes Bank has launched a worthwhile offer on insurance premium payments that can effectively deliver returns up to about 7.5% for certain cardholders. Below are the key details of the promotion and what to consider before using it. Offer Details Offer: 5X rewards on insurance spends Offer Period: 1 December 2021 to 31 March 2022 … Read more

This article describes the unboxing, upgrade process, and hands-on experience with the IDFC First Bank Wealth Credit Card. For a full review covering features and benefits, see the detailed review on CardExpert. Upgrade process I initially requested a limit enhancement and upgrade from the Select to the Wealth card via phone banking a few months … Read more

American Express has launched targeted offers for select cardmembers that provide gift vouchers worth up to Rs. 60,000 based on qualifying spends. Below are the offer details and the different variants that have been observed. Table of Contents Offer Details Credit Card Offers Plat & Charge Offers Bottom line Offer Details Offer: Spend a specified … Read more

HDFC Regalia First Credit Card (Visa) HDFC Bank’s Regalia franchise is well known in the premium credit card segment, and Regalia First was introduced as a more accessible alternative for cardholders who couldn’t qualify for the original Regalia. It effectively replaced the earlier Allmiles card and carries many of the Regalia family’s recognizable features, but … Read more

It is a busy time of year—not because of work, but because of the numerous sales and offers on various e-portals and credit cards we’ve been covering. To take a break from the routine, I recently traveled to the UK and used the opportunity to review a few airport lounges. We planned our itinerary to … Read more

One of the most talked-about promotions in the Indian credit card market is HDFC Bank’s 10X rewards program. The original 10X benefit for Diners cards included 10X points on international spends, but that specific wing of the program ended with the January 2018 update. The reward enhancement has returned in a revised form: a 5X … Read more