After the Amex 2020 Diwali promotion, American Express has launched another short-term targeted offer that grants additional Membership Rewards for regular spending. Unlike the Diwali promotion, this offer appears to have reached a wider set of cardholders. Below are the key details and practical notes to help you decide whether to participate. Offer Details Offer: … Read more

American Express EMI Offers American Express has introduced a new EMI conversion reward that can appeal both to those who frequently use EMIs and to cardholders looking to earn extra Membership Rewards points. Below are the offer specifics and an analysis of whether converting purchases to EMI makes financial sense. Table of Contents Offer Details … Read more

About two years ago, IndusInd Bank partnered with Tiger Fintech (part of the Bajaj Capital Group) to launch the IndusInd Bank Tiger Credit Card. This co-branded Visa Signature card is offered as a lifetime free product and targets users looking for travel-related perks without an annual fee. The card comes with accelerated rewards on higher … Read more

As far as I know, Standard Chartered has run attractive cashback promotions on its credit cards during Diwali for the past few years. This Diwali they promoted an “Unlimited Cashback Offer” for 2018 — but is it really unlimited? Read on for a clear explanation of the terms and what “unlimited” means in practice. Standard … Read more

HSBC India is expanding its footprint by launching new credit cards, refreshing existing products and opening branches across the country. As part of this push, the bank has introduced the HSBC TravelOne Credit Card, a travel-centric card targeted at frequent flyers and hotel guests. The TravelOne card lets cardholders transfer reward points to a range … Read more

Axis Bank launched the Cashback Credit Card last year as a replacement for the Citi Cashback Credit Card following Citi’s exit from the Indian credit card market. At first, the card was offered only to existing Citi Cashback customers as a migration option. The card is now open for general applications. Below is a concise … Read more

For a long time, Axis Bank has relied on an aging credit card portfolio while competitors such as HDFC and others have actively adapted to market trends. Recently, Axis appears to have focused more on site redesigns than on meaningful product or service improvements. The revamped website still has display and redirection issues, and the … Read more

Yes Bank is one of the newest entrants in India’s credit card market and set an ambitious goal to reach the No. 3 position in the industry by 2020. While this target is bold, it is achievable given the recent push toward a digital economy following demonetization, which has driven greater adoption of card-based payments. … Read more

ICICI Bank has long issued HPCL co-branded credit cards on both Visa/Mastercard and American Express networks. These cards were once among the better options for fuel-related benefits, but changes over time have reduced their appeal. Below is a concise overview of the fees, rewards and whether the card is worth considering today. Table of Contents … Read more

HSBC has launched its Diwali spend-based promotion for 2019, closely resembling last year’s program with a few changes. The bank is running two parallel components: one rewards customers based on their total spending, and the other relies on a luck-based element. Below are the details of the offer and what it means for cardholders. Offer … Read more