- Update: Further extended till May 2019
- Update: Latest article is here HDFC Credit Card 10X Rewards Program (June 2019 Update)
Below are the current details for HDFC Bank’s 10X Reward Points promotion on credit cards. After an initial surprise when HDFC briefly signaled a change from 10X to 5X rewards at the end of March, the bank reverted that decision and extended the existing promotion.
If you want to compare with an earlier summary, see the January 2019 update. Here is a concise, up-to-date breakdown of what’s active now.
Smartbuy Offer
- Extended till: 30th April 2019
- Upper cap: 25,000 points per calendar month
- This covers: flights, hotels and purchases on Flipkart and Amazon via Smartbuy
- The offer also applies to non-HDFC Diners credit cards such as Regalia and Regalia First
- Points posting: Points are expected to post within 90 working days from the transaction date; Flipkart transactions often post faster than Amazon
- Offer T&C
Diners 10X Partners
- Extended till: 30th June 2019
- Upper caps: 2,000 points for Diners Rewardz, 5,000 for Diners ClubMiles/Premium and 25,000 for Diners Black
- Upper cap reset: statement cycle
- Changes: Swiggy added in place of Zomato; Furlenco replaces Redbus
- Points posting: Points are credited in the next statement cycle
Bottomline
About Smartbuy: It appears this may be the final month for the full 10X Smartbuy benefit before HDFC moves to a reduced structure such as 5X points or 5% cashback. The bank briefly displayed 5X messaging before reverting, so further changes are possible.
About Diners 10X partners: The Diners 10X program has been extended through June, and it looks likely to continue in some form. Expect occasional partner changes and adjustments to maximum caps; the removal of Redbus may disappoint some cardholders.
The promotion remains active for now, so if you have eligible spending, you can still benefit. Share your experience or thoughts on HDFC’s 10X changes in the comments section.