One major advantage of holding an HDFC Bank credit card is access to attractive merchant offers. HDFC rolled out several worthwhile promotions in 2019. Below are the key offers to consider.
Table of Contents
- 1. Zero Flight Cancellation Charges
- 2. 2X Points on Insurance
- 3. HDFC Dining Offers
- 4. BookMyShow Vouchers
- 5. Payzapp Offers
- Bottomline
1. Zero Flight Cancellation Charges
Offer Details:
- ZERO Cancellation protection at no extra cost on domestic flight bookings made with an HDFC Bank credit card.
- Refundable tickets: HDFC covers the portion of the ticket cost not refunded by the airline, excluding convenience fees, up to a maximum of Rs. 25,000.
- Non-refundable tickets: HDFC covers 50% of the ticket cost, excluding convenience fees, up to a maximum of Rs. 25,000.
- Maximum: Two cancellation claims per cardholder during the offer period.
- Offer Period: 1–28 February 2019.
This is a useful perk if you frequently book domestic flights with an HDFC credit card. If your trip is not cancelled, you may still earn bonus reward points on the booking.
2. 2X Points on Insurance
Offer Details:
- Offer Period: 1 January 2019 to 31 March 2019.
- Maximum bonus: 5,000 additional reward points per cardholder.
- Fulfilment: Bonus points credited by 30 June 2019.
This promotion is most valuable for holders of HDFC premium and super-premium credit cards making insurance premium payments. Compare similar offers from other issuers to choose the best option for your payment.
3. HDFC Dining Offers
Offer Details:
- Up to 40% off at participating fine-dining restaurants.
HDFC launched a dining portal offering substantial discounts at select restaurants. Availability varies by city; for example, some Chennai locations listed a 40% discount. The network can expand, so check the portal for participating outlets in your area.
HDFC also partnered with Dineout for the Great Indian Restaurant Festival (GIRF). Cardholders received a discount on booking fees in addition to the festival’s own offers, which can further reduce overall dining costs.
4. BookMyShow Vouchers
Offer Details:
- Rs. 100 BookMyShow voucher for each registered standing instruction (automatic payment).
- Offer Period: 1 January 2019 to 28 February 2019.
This is a modest but handy reward if you set up recurring bill payments via your HDFC credit card. Multiple standing instructions can translate into several BookMyShow vouchers over time.
5. Payzapp Offers
Offer Details:
- Up to 10% off on bill payments and other deals through the Payzapp app.
- Valid till: 31 March 2019.
Payzapp promotions have been recurring across multiple months. With regular bill payments and eligible transactions, cardholders could save a meaningful amount—often several hundred rupees a month—through these offers.
Bottomline
It’s encouraging to see banks introduce fresh offers starting in January 2019. Many of these promotions deliver tangible savings for frequent travelers, diners, and cardholders who pay recurring bills. Keep an eye on offer terms, eligibility, and expiry dates to make the most of them.
Are you using any HDFC Bank credit card offers? Share your experience in the comments below.