BOBCARD has launched a limited-time cashback promotion for many of its credit card customers. Over a short nine-day window in August 2025, eligible cardholders can earn extra cashback on qualifying spends. This promotion is a useful chance to boost savings on credit card purchases if you meet the conditions below.
Offer Details
| Offer | Get 1% cashback (max ₹1000) on spending ₹10,000 or more |
| Spend Exclusions | Wallet & rent |
| Offer Period | 23 Aug 2025 – 31 Aug 2025 |
| Fulfilment | On or before 31 Oct 2025 |
| Return on Spend | 1% (up to ₹1000) |
| Source | Email – Refer to t&c here |
This appears to be one of the first spend-based promotions I’ve seen from BOBCARD. Historically, some cardholders have faced delays in receiving promotional credits, so it’s sensible to track your statement and prepare to follow up if the cashback isn’t posted within the stated fulfilment window.
If you plan to participate, keep documentation of qualifying transactions and the promotional terms so you can raise a timely dispute with customer service if needed.
I received this targeted offer on my BOB Eterna Credit Card, which makes the proposition more attractive for me. With the extra 1% cashback, the effective reward rate on that card rises — roughly 4.75% for spends up to about ₹41,000 and about 1.75% for additional spends up to ₹1,00,000, based on the card’s existing benefits.
This short-term boost increases the card’s overall value during the promotion, but the nine-day window is tight. A longer promotional period would allow more cardholders to plan purchases and take full advantage of the cashback.
If you were considering higher-value transactions primarily to capture the cashback, weigh the timing and potential exclusions carefully — wallet and rent payments are excluded and won’t count toward the minimum spend requirement.
Have you received this cashback offer on your BOB credit card? Share your experience in the comments below.