With Dhanteras approaching, HDFC Bank has relaunched its popular 10X rewards promotion to make this Diwali more rewarding. Under this offer, HDFC credit cardholders earn 10X reward points on jewellery purchases made with eligible cards.
10X Reward Points on Jewellery with HDFC Bank Credit Cards
HDFC 10X Points on Jewellery – Offer Details
- Offer: Earn 10X reward points when you use an eligible HDFC Bank credit card on jewellery purchases.
- Type of transaction: Valid for both online purchases and in-store POS transactions.
- Offer period: 4th and 5th November 2018.
- Minimum transaction size: Rs. 20,000.
- Maximum bonus points: Up to 10,000 bonus reward points (limits may vary for co-branded or specialized cards).
- Excluded cards: Corporate, commercial, dealer, distributor, business and certain Value Plus cards are not eligible.
- EMI transactions are excluded from this promotion.
- Fulfilment: Bonus points may be credited approximately 90 days after campaign end.
On high-value premium cards such as Diners Club Black or HDFC Infinia, this offer can effectively provide substantial value. Since many jewellers apply a swipe charge of about 2%, the extra points earned through this promotion can offset that fee and deliver additional savings.
Other Jewellery Offers
HDFC Jewellery Offer
- 5% cashback on CaratLane purchases.
- 5% discount at Tanishq.
- 5X reward points on purchases at Kalyan Jewellers.
These merchant-specific offers can often be combined with the 10X promotion, allowing cardholders to maximize their savings when buying jewellery during the promotional window.
Bottomline
This limited-time promotion from HDFC Bank is a strong opportunity for those planning jewellery purchases, since reward points are not commonly awarded at such elevated rates for jewellery outside special campaigns. If you have a qualifying HDFC credit card and meet the transaction threshold, this is a good occasion to shop for jewellery for family or loved ones while earning generous reward points.
HDFC has been particularly active with festive credit card promotions, running multiple 10X campaigns across categories such as electronics, apparel and jewellery. The bank has also promoted these offers with celebrity endorsements to raise awareness among cardholders.
What do you think of HDFC’s 10X jewellery promotion? Share your thoughts and experiences in the comments.