The Amex Diwali offer is one of the most anticipated promotions in the credit card space during the festive season. It typically delivers meaningful rewards, but this year’s promotion is less generous than last year and appears to be targeted to a limited set of cardholders. Below are the key details and thoughts on the … Read more

Amid several recent devaluations affecting HDFC Diners Rewardz and HDFC Diners Premium cards, the advantages of holding a Diners Club International card had been diminishing. HDFC Bank has reduced benefits across many of its credit card products, with a few exceptions such as HDFC Infinia, Diners Black and JetAirways Diners. Still, the bank has introduced … Read more

SBICard offers two Etihad co-branded credit cards in India: the SBI Etihad Guest Card and the SBI Etihad Guest Premier Credit Card. The Premier variant is the premium option and includes complimentary Etihad Guest Gold tier status. This card can be confusing for many, so based on three years of personal use I’ve summarized its … Read more

After the big launch of the Paytm Credit Card yesterday, Ola Cabs today unveiled its co-branded credit card: the Ola Money SBI Credit Card, issued in partnership with SBI Cards and Visa. Ola Money SBI Credit Card – Cool Design A few context points before we dive into the card details: Ola Cabs currently serves … Read more

American Express India sent an email to Platinum Travel credit card holders on 29 June 2020 announcing the discontinuation of SpiceJet voucher issuance effective 1 August 2020. Below is a clear summary of what changed and what it means for cardholders. Table of Contents The Change How this affects redemptions Will there be a replacement? … Read more

Hotel rates in India have been unusually low over the past two to three years with the rise of Goibibo and other online travel agencies. In the last two years I’ve stayed at more than 50 hotels, and most of those bookings were made at roughly a 50% discount using a mix of coupon codes, … Read more

Update: This Premium Content has been discontinued. If you hold an HDFC credit card, you may have struggled to find EMI or loan offers on your account. HDFC provides three types of credit-card-based loans — Smart EMI, Insta Loan, and Insta Jumbo Loan — which vary month to month depending on card usage rather than … Read more

American Express Credit Cards India American Express is widely known for excellent customer service worldwide. Historically, one major obstacle for many applicants in India has been the limited service area — primarily metros and a few South Indian cities. Amex was unable to issue new cards in India from May 2021 until the Reserve Bank … Read more

With Jet Airways no longer operating, redeeming JPMiles for good value has become more difficult. Since I already have a substantial JPMiles balance, I decided to stop accumulating more and swap my Jet Airways co‑branded cards for better alternatives across multiple issuers. Below I describe the process and outcomes of those swaps. I replaced cards … Read more

We have repeatedly called the HDFC Diners Credit Card a standout card because of its generous rewards structure: 10X reward points on selected partners. The 10X rewards program has been available for some time and appears to be extended repeatedly. Initially scheduled to end on 31 March 2017, it was extended through 31 July 2017 … Read more