HDFC has introduced the Bharat CashBack Card, a beginner-friendly credit card positioned below their MoneyBack offering. The card appears targeted at customers who choose other banks for straightforward cashback features, offering a similar value proposition to attract entry-level spenders. Joining Fee: Rs. 500 (may be waived in certain cases) Renewal Fee: Reversed if annual spends … Read more

My complimentary Amex domestic travel voucher was about to expire, so I decided to use it for a short getaway. Instead of a family trip, I chose to book The Oberoi, Nariman Point, Mumbai for a more distinctive experience. I visited The Oberoi, Mumbai in the first week of September 2019 for a weekend escape … Read more

YES Bank has been increasingly active with attractive monthly offers. After last month’s generous promotion for up to 100,000 reward points, the bank is back with a Diwali-season offer focused on online spending. YES Bank Credit Cards – 2X online Spends Offer Details: Double Reward Points on Online Spends YES First Credit Cards Earn 2X … Read more

I never intended to fall into the EMI trap. I’m clear that I will pay my credit card balance in full each month; otherwise, choosing a rewards card just to save 2–3% on transactions makes little sense. With credit card interest and revolving rates often between 12% and 20%, carrying a balance quickly erodes any … Read more

HDFC Bank has launched a rewarding promotion for select premium credit cards when transactions are routed through PayZapp as the payment gateway. The offer boosts reward point earnings on qualifying spends and is worth considering if you hold one of the eligible cards and can meet the minimum transaction amount. Offer Details Offer Spend via … Read more

Below content may be outdated. HDFC Bank has introduced a new Diners Club credit card called “ClubMiles.” Visually it resembles the HDFC Diners Premium card, with the most notable difference being gold-colored card numbers. The card targets travelers and frequent flyers by offering improved value when points are redeemed for airline miles or hotel loyalty … Read more

I recently received my Diners Black credit card physical statement and was pleased to find a customized spend-based offer printed inside. The offer required a spend of 2 lakhs to earn 4,000 bonus reward points on top of the regular rewards. Spend period: Oct 1 to Nov 30, 2016. Earn Reward Points based on Spends … Read more

A few years ago SBICard introduced a super-premium card called AURUM, positioned a step above the SBI Card Elite. The features and presentation make it clear SBICard aimed this product at high-net-worth individuals, giving the offering a premium feel. But how rewarding is the card in practice? The sections below break down the key details … Read more

We all appreciate a good card, and many readers at CardExpert especially value the perks that come with premium cards. One of the most sought-after benefits is airport lounge access. You might be surprised to learn that some debit cards offer lounge privileges comparable to, or even better than, those on many credit cards. Applying … Read more

Need to clear an insurance premium before year-end? HDFC Bank has an attractive offer that rewards insurance payments made on its retail credit cards. Offer Details: Offer: 5X rewards on insurance spends made with HDFC Bank retail credit cards (applies to all types of insurance) Validity: 1 November 2019 to 31 December 2019 Minimum transaction: … Read more