ICICI Bank has quietly introduced a new premium credit card called Emeralde, launched on 18 January 2019 for select customers. Following ICICI’s gemstone-themed naming, the Emeralde card is available in two variants: American Express and Mastercard, and is aimed at affluent cardholders seeking upscale travel and lifestyle perks. ICICI Bank Emeralde Credit Card ICICI Emeralde … Read more

Paying income tax online with a credit card is now available in India and has made the process much more convenient. I recently completed a tax payment via credit card and found the experience seamless—credit to the tax authorities for enabling this option. Below is a clear, practical guide to paying income tax (advance tax, … Read more

Bank of Baroda, which manages its credit card business through BOBCard Limited (formerly BOB Financial Solutions Limited), issues the BOB Eterna Credit Card as part of its premium lineup. The card offers competitive rewards on accelerated categories such as online spending, travel, dining and international transactions. Below is a clear, concise guide to the BOB … Read more

In the world of payment cards, debit cards rarely stood out—until HDFC Bank launched the JetPrivilege HDFC Bank World Debit Card. At the time of its introduction, it was notable as a first-of-its-kind loyalty debit card tied to a major airline brand, Jet Airways. The card offered several attractive perks, but many of those benefits … Read more

HDFC Bank is the largest issuer of credit cards in the country. With so many cards in circulation, cardholders often accumulate substantial spending and, consequently, large balances of reward points in their accounts. This guide explains how to redeem HDFC credit card reward points to get the best value from them. The article focuses on … Read more

Disclaimer: This is not a real card — it’s a concept I designed. Some features already exist in other cards; I combined them into a cohesive product idea. Any bank is free to use these features/benefits/ideas without royalty. After reviewing most noteworthy credit cards on the market, I still feel the industry isn’t moving as … Read more

The American Express Membership Rewards (MR) program in India offers several attractive redemption options, but many cardholders don’t extract the best value because loyalty programs can be complex. With a little knowledge, you can prioritize high-value redemptions and get more from your MR points. This guide outlines the best redemption choices to maximize value from … Read more

Axis Bank offers several rewarding credit cards in its lineup. The Magnus card was once a top-tier option but has seen significant devaluations in recent years. Although the current Axis Magnus Credit Card retains reduced benefits, the bank introduced the Magnus Burgundy Credit Card for affluent customers seeking stronger perks. Below is an updated overview … Read more

Accor has announced a new multi-market loyalty partnership with Uber that links the two companies’ accounts, allowing ALL by Accor members to earn hotel points on Uber rides and Uber Eats purchases. The collaboration aims to extend Accor’s loyalty program beyond hotel stays into everyday mobility and food delivery. What’s Actually Launching The core feature … Read more

When you first get a credit card, the issuer often assigns a modest credit limit. As you use the card responsibly and make timely payments, banks assess your spending habits and repayment capacity and may raise your limit periodically. If you need a higher limit sooner—say for large purchases—you don’t have to wait for an … Read more