Over the past two months I’ve spoken to at least ten people who said, “I have more than half a million JPMiles and now I’ve lost all hope. Which airline loyalty program should I switch to?” It’s not always easy to give a definitive answer. The shutdown of Jet Airways has left a major gap … Read more

Axis Bank issues one of India’s best airline credit cards: the Axis Bank Vistara Infinite Credit Card. It stands out for complimentary business-class vouchers tied to spending milestones and a strong set of travel-focused benefits. Below is a concise, updated guide covering everything you need to know about the Axis Bank Vistara Infinite Credit Card. … Read more

Many cardholders were disappointed when HDFC removed Amazon from its 10X partners list in the November update, but the bank also introduced changes that kept the Diners cards attractive to retain. HDFC moved the 10X earning to SmartBuy for most HDFC credit cards (excluding JP cards) and launched a special 10X program for international transactions … Read more

One of the most talked-about rewards in the market today has been the HDFC 10X rewards program, which delivers high returns on spending with selected merchants—especially when you hold HDFC’s super-premium credit cards. While that program has seen frequent devaluations, American Express has rolled out its own Reward Multiplier program offering up to 5X rewards … Read more

As a credit card enthusiast, I constantly watch credit card commercials to judge how well issuers understand customer needs and translate them into a compelling video. These promos are typically produced for premium and super-premium cards, where branding and customer experience matter most. Below are some of the best credit card commercials in India that … Read more

There has been a lot of buzz lately about changes to HDFC Bank’s credit card reward points program that took effect in July. For most cardholders these are minor adjustments aimed at preventing certain abuses of the system. Below are the specific changes announced by HDFC: EasyEMI and e-wallet loading transactions will no longer earn … Read more

If you’re planning big purchases this festive season, Scapia has launched a limited-time promotion on the Scapia Federal Card that can boost your rewards. During the Amazon Great Indian Festival and Flipkart Big Billion Days period, cardholders can earn up to 10,000 bonus Scapia coins when shopping on select online merchants. This promotion applies to … Read more

International transactions often carry an extra cost that many cardholders dread: a foreign currency mark-up. In India this typically adds around 3.5% to the transaction value, increasing the overall expense of overseas purchases. While credit card issuers in the US and other regions frequently offer cards with no mark-up fees, Indian issuers have been slower … Read more

It’s been some time since Yes Bank ran a spend-based promotion, and cardholders were anticipating its return. Yes Bank has launched a new spend-based offer that gives eligible customers a BookMyShow Winpin voucher worth up to Rs.500 based on their spends. Note: This is a targeted offer. Check your email or Yes Bank communications to … Read more

Thanks to longtime reader Mouli for his valuable input in making this article possible. I was asked to review the HSBC credit cards for several years but kept postponing it because I expected the bank to scale back its Indian credit card business. That didn’t happen. HSBC is selective in issuing cards—self-employed applicants may face … Read more