HDFC Bank has continued to roll out automatic credit limit enhancement offers into 2022, following similar campaigns in 2020 and 2021. These offers appear intermittently for eligible cardholders and vary in magnitude depending on individual profiles and recent credit limit activity. If you are unfamiliar with HDFC’s limit enhancement process, you can check your eligibility … Read more

On World Tourism Day 2021 (September 27), IndusInd Bank introduced a premium co-branded airline credit card with Vistara called the “Club Vistara IndusInd Bank Explorer Credit Card.” Below is a clear, concise overview of the card’s features, benefits, and some commentary on value for frequent travelers. Features & benefits This card targets frequent international and … Read more

Redeeming HDFC Bank credit card reward points for catalog vouchers is generally one of the less valuable options. Catalog vouchers typically deliver significantly lower value—often roughly 50% less—compared with travel redemptions or transfer opportunities. That said, voucher redemptions suit cardholders who rarely travel and prefer immediate shopping value. HDFC’s voucher catalog includes options such as … Read more

American Express tested a pilot version of the Everyday Spend Gold Credit Card in India for nearly two years but never launched it as a full product. The bank later refined the concept and introduced it as the American Express SmartEarn Credit Card. Below is a clear, updated summary of what this card offers and … Read more

Update: This lounge has closed and is has been replaced by a new domestic lounge. See the new lounge review here: Earth Lounge at Cochin Airport I visited the Earth Lounge in the domestic departures area of Cochin Airport while traveling to Mumbai. The terminal still has an older appearance and facilities, though renovation and … Read more

If you are considering an Axis Bank credit card, the Axis Bank Signature card stands out as the primary option with a reasonable rewards structure. Other Axis Bank cards tend to offer very modest rewards, so if rewards are your priority this variant merits attention. The bank’s credit card lineup has seen few major updates … Read more

The Standard Chartered Manhattan Platinum Credit Card once stood out for its strong rewards and premium positioning. Over time, however, the value of its reward points has been reduced, and the card no longer delivers the same level of return. Despite this, it can still be a useful option for people who frequently shop at … Read more

If you’ve followed this blog for a while, you’ll know I’m not fond of top-spender offers because of how they’re structured and how they typically play out. I recently ran an experiment to reconfirm that view and ended up winning the Yes Bank Credit Card Top Spender 2020 Diwali campaign (daily). Even so, it wasn’t … Read more

RBL Bank has introduced the Icon Credit Card, positioned by the bank as a premium offering above the RBL Bank Platinum Maxima and RBL Bank Platinum Delight cards. The card carries a substantial joining fee and a welcome bonus that is modest relative to that fee. Redemption options are limited, so the overall value depends … Read more

American Express has become notably more aggressive this quarter, expanding promotions not only for personal cards like the Amex Platinum and Amex Reserve but also for its corporate and business cards to stimulate company spending. The timing aligns with many businesses recovering from the impact of COVID-19 and beginning to restore revenues. Below are the … Read more