American Express India has been actively promoting the Amex Platinum Charge Metal card since 2019. Early upgrade campaigns targeted many existing Amex cardmembers with enhanced welcome bonuses—initially 125,000 Membership Rewards (MR) points instead of the earlier 100,000 MR points—setting the tone for increasingly aggressive offers. In January 2025, Amex launched what many considered the strongest … Read more

AU Small Finance Bank introduced the Ivy Metal debit card on the Visa Infinite platform a few months ago. This lifetime-free card is available to customers enrolled in AU Bank’s Ivy Premium Banking program. Below is a clear summary of eligibility, benefits, and practical observations about the card and program. Table of Contents Eligibility Criteria … Read more

Important Update: Yes Bank is currently unstable as an institution, so its credit cards are not recommended for primary or secondary use. Please adjust your credit card strategy accordingly. Below are other top credit card options in India for 2020 to consider. Since Yes Bank entered the credit card market, it has steadily expanded its … Read more

HDFC Bank has rolled out spend-based offers for select credit card members in January 2020, similar to the promotions they ran during the Diwali season. Below are the key details of these targeted offers. HDFC Spend-Based Offer Details Offer 1: Spend Rs.X in January 2020 to receive a voucher worth Rs.Y. Offer 2: Spend Rs.XX … Read more

I visited the Travel Club Lounge (TFS) at Mumbai Terminal 2 during a domestic departure. I was short on time and had only about 15 minutes to explore the terminal, which is large enough to spend a couple of hours if you stop at the shops and outlets. I headed straight to the TFS lounge … Read more

ICICI Bank has partnered with Italian sports car maker Ferrari to introduce a co-branded credit card in India — one of the first collaborations of its kind between a bank and a supercar brand in the country. For Ferrari, this partnership is an effective way to engage high-net-worth customers and increase brand visibility in India. … Read more

Many of us who appreciate debit and credit card perks recognize the IndusInd Exclusive Signature Debit Card—paired with the IndusInd Exclusive Savings Account—as an excellent option for foreign transactions. Recently, however, the bank introduced significant changes to the Exclusive banking portfolio. These updates warrant a fresh look to determine whether the account and card still … Read more

HDFC Bank, already known for the Diners Black Credit Card and its popular SmartBuy rewards, has launched a business-focused variant: the HDFC Bank BizBlack Credit Card. This card closely mirrors the Diners Black while targeting small business owners and other entrepreneurs. The BizBlack stands out by offering 5X rewards on tax payments — an industry-first … Read more

I have held a Citibank credit card since 2007 and have seen occasional promotional offers over the years, but targeted spend-based promotions have been rare for me. Recently I received a Citi spend-based offer for the first time that I can recall. Below are the details and my thoughts on the offer. Offer Details Offer: … Read more

The 080 Arrival Lounge at Bangalore Airport’s T2 terminal opened in late 2023 and has quickly earned a reputation as one of India’s finest arrival lounges. It stands out for its welcoming ambiance, generous seating, and a-la-carte menu with both vegetarian and non-vegetarian options. Below is a concise guide to what to expect at the … Read more