Good news for 10X rewards seekers: HDFC Bank has extended the 10X rewards offer through 31 January 2020. All terms and conditions remain the same as the December 2019 update. Below is a concise summary of the key details and limits for both Diners and SmartBuy channels.
Table of Contents
- Diners 10X Rewards
- SmartBuy 10X Rewards
- Bottomline
Diners 10X Rewards
- Validity: Until 31 January 2020.
- Eligible transactions: Purchases made on both offline stores and online websites of FirstCry and Godrej Nature’s Basket qualify for 10X rewards.
- Exclusions: Ola post-paid transactions are not eligible for 10X rewards.
- Posting timeline: The incremental 9X rewards (beyond the base 1X) will be credited within 30 days from the end of the calendar month in which the transaction occurred.
- Refer to the Diners offer terms and conditions on the bank’s Diners privilege page for full details.
SmartBuy 10X Rewards
- Validity: Until 31 January 2020.
- Upper caps:
- Infinia: 25,000 points per calendar month.
- Diners Black: 15,000 points per calendar month.
- Other Diners cards and Regalia: 5,000 points per calendar month.
- All other cards: 5% cashback up to Rs. 1,000 per calendar month.
- Upper cap reset: Monthly, on a calendar-month basis.
- Eligible channels: Transactions made via SmartBuy on Flipkart and Amazon, plus flights and hotels booked through SmartBuy, instant gift vouchers, and bus & train bookings through the SmartBuy platform are covered for 10X.
- Posting timeline: Reward points or cashback will be credited within 90 working days from the last date of the transaction month, with many non-Amazon SmartBuy credits typically posted much sooner (often within a week).
- See the SmartBuy offer terms and conditions for the full list of eligible merchants and exclusions.
Note: The extension dates are currently reflected on the Diners site and should be updated across other channels shortly.
Bottomline
HDFC Bank has extended the 10X rewards program into January 2020 with no change to the existing benefits or exclusions. This is welcome news for cardholders who rely on accelerated rewards. That said, a longer extension—quarterly or semiannual—would be more convenient for typical credit card users than monthly announcements.
Wishing you a happy and rewarding new year ahead.