Banking has changed a lot over the last decade — from branch visits to online banking, SMS alerts and mobile apps. The latest trend gaining traction is WhatsApp banking. Not every bank offers WhatsApp banking yet, but a few have launched useful services. At the time of writing, HDFC, ICICI and IndusInd provide WhatsApp-based support … Read more

Looking for generous international travel savings similar to the 10X HDFC credit card offers? Rupay has launched a new promotion: get 40% cashback on international spends using Rupay credit and debit cards. Below are the key details and practical considerations. Rupay Credit Card india Launch – IDBI Bank Table of Contents Rupay Global Program Which … Read more

If you regularly travel through Kempegowda International Airport Terminal 2 on domestic routes, you may already know the large 080 Lounge. Within that space, however, there is a smaller VIP section that offers a quieter, more comfortable experience for those who prefer less crowd and more privacy. I visited this VIP area several times since … Read more

Receiving a new credit card is always satisfying — the packaging, the design, the embossed name — but once the excitement fades, there are a few important steps you should take right away to protect your money and get the most from the card. Below are practical actions to take as soon as your new … Read more

American Express Platinum Charge card has long been a standout metal card, and it just became more rewarding for fuel purchases. Previously earning 1 MR point per Rs.100 on fuel, the card now earns 5 MR points per Rs.100. Below are the full details of the update and what it means for cardholders. Offer Details … Read more

One morning I realised I had been neglecting the blog for far too long. Not only had I delayed publishing new content, but I had also failed to say thank you to the many readers and contributors who have supported CardExpert without expecting anything in return. Before I go further you might reasonably ask: “Why … Read more

AU Small Finance Bank has stepped up its merchant offers with a focused “Deal Of The Day” program. While partnerships with platforms like BigBasket, Swiggy and Zomato have existed since last year, the new day-specific deals are designed to cover common spending categories and add meaningful value for regular users. These Deal Of The Day … Read more

Shangri-La Golden Circle Jade and Taj Innercircle Gold Membership Cards One of the most valuable benefits of the Amex Platinum Charge card (India) for frequent travellers has been the complimentary Shangri‑La Golden Circle Jade membership that accompanies the card. Unfortunately, this benefit will be discontinued at the end of the month. The final date to … Read more

Citi India’s most popular Citi Indian Oil Credit Card Disclaimer: The views expressed below are my personal opinion and may not fully reflect reality. On 15 April 2021, Citi Group announced its intention to exit retail banking operations in India and 12 other countries (Australia, Bahrain, China, Indonesia, Korea, Malaysia, Philippines, Poland, Russia, Taiwan, Thailand, … Read more

One day I received a call from the Yes Bank credit card team informing me that I had used more than 80% of my card limit and offering a temporary limit enhancement. Although I was comfortable with my existing limit, I accepted the temporary increase to improve my credit limit utilisation ratio and to see … Read more