American Express India has extended a limited-time transfer bonus that lets you move Membership Rewards (MR) points to Marriott Bonvoy with a 50% bonus. After a successful trial with a Hilton transfer offer, Amex has activated the same enhancement for Marriott Bonvoy members. This is great news for anyone who values Marriott stays and wants … Read more

Update: This product is outdated. If you own it or are considering a new card, consider the HDFC Millennia credit card instead. HDFC MoneyBack Credit Card – a popular cashback card in India HDFC MoneyBack Credit Card has been a popular cashback option in India, offering reward points on most retail spends with a few … Read more

HDFC Bank’s Diners Club promotion for 10X points on international spends has proven popular, and now the bank has extended a similar benefit to other card families. While this offer isn’t as generous as the Diners promotion, it still provides a solid opportunity to earn accelerated rewards abroad. Cardholders can earn 5X reward points on … Read more

Update: Mastercard ban was lifted on 22 June 2022 Following earlier restrictions on HDFC Bank, American Express and Diners Club, the Reserve Bank of India (RBI) imposed a ban on Mastercard from onboarding new customers. This action carries broad implications because it affects many banks and spans credit, debit and prepaid card issuance. Below is … Read more

HDFC Bank previously offered a Diners Premium Credit Card and later replaced it with an updated version targeted at frequent travelers by adding the “Miles” badge. The result is the HDFC Diners Club Miles card, positioned as a travel-focused rewards card. Visually the card stands out: a sleek design with golden-printed numbers gives it an … Read more

I recently reviewed the American Express Platinum Travel Card and was impressed by its strong rewards—an effective 8% return in the form of Indigo/Taj vouchers. Since I have a couple of domestic trips planned and prefer Indigo for intra‑India travel, the card looked like a great fit for my needs. American Express India Application Process: … Read more

Your CIBIL score has become increasingly important for approvals on everything from credit cards to home loans. Keeping your score high helps ensure you’re more likely to get loan approvals and avoid unexpected rejections. Below I share practical, experience-based steps that helped me reach an excellent CIBIL score of 800+ and that can help you … Read more

American Express has added another benefit for Amex Platinum cardholders: a Meet & Greet service for domestic departures. This enhancement brings more convenience to premium cardmembers, especially those who value time and a smoother airport experience. Meet & Greet Benefit The new Domestic Meet & Greet service is currently available for departures at Delhi airport. … Read more

Vistara Lounge at Delhi International Airport functions like a business-class lounge, with access restricted to Vistara Business Class passengers and Club Vistara Gold & Platinum members. This limited access keeps the crowd much smaller than at the often-packed Plaza Premium Lounge in Terminal 3. Table of Contents My Experience at Delhi Vistara Lounge Check in … Read more

As you may know, an RBI mandate from September 2016 requires Credit Information Companies (credit bureaus) such as CIBIL & Experian to provide every individual with at least one free credit report per year. Previously I wrote about how to get your CIBIL score and full report for free each year. Recently, however, CIBIL’s free … Read more