YES Bank has announced a reduction in reward rates across its credit card lineup, including premium and super-premium variants that were previously among the best in the market. These changes take effect from 15 April 2019. Below is a concise summary of the revised earning structures for the most popular Yes First cards and what … Read more

Air India Maharaja Business Class Lounge – Entrance I recently flew Air India Business Class from Chennai (MAA) to Singapore (SIN) and visited the Air India Maharaja Business Class Lounge in Chennai. I had forgotten this lounge existed until I received a lounge pass during check-in. Table of Contents Overview Check-in Seating & interiors Food … Read more

Citi Bank has been making headlines recently for a string of unpopular changes. In October 2019 the bank removed rewards points on insurance spends and other categories, which disappointed many cardholders. More recently Citi stopped counting Home Loan and Demat holdings toward the Net Relationship Value (NRV) for CitiGold, a move that reduces credit cardholders’ … Read more

American Express Platinum Charge card is among the best credit cards in India for frequent travellers, particularly those who travel internationally. It’s not suited to everyone, but for people whose lifestyle matches its premium benefits, it can deliver exceptional value. Amex recently began issuing this card as a metal card in India and adjusted a … Read more

American Express has launched a new targeted, spend-linked promotion focused exclusively on travel-related transactions. This offer differs from many previous Amex promotions because only spends tied to travel bookings qualify; non-travel categories are excluded. Below is a clear summary of what the promotion includes and how it works, so you can decide whether to participate … Read more

ICICI Coral credit and debit cards are among ICICI’s longstanding retail products. Many cardholders value the Coral primarily for its complimentary airport lounge access. While it is not offered as a Visa Signature variant, Coral cardholders still receive access to Visa-affiliated lounges, which is a notable perk. The bank’s website can be confusing when it … Read more

Here are some notable credit and debit card offers available in December 2019. A few began in November and some run through March 2020. Below is a concise list of worthwhile promotions you can consider. Table of Contents 1. ICICI – 5% Cashback on International Spends 2. Citi – 2X Points on International Spends 3. … Read more

Credit cards range from basic no-fee options to high-end metal cards with steep joining charges. OneCard bridges those segments by offering a metal credit card without the typical fees. Below is a concise, SEO-friendly overview of the OneCard metal credit card. Table of Contents Overview What is OneCard? Fees & Charges Rewards Benefits How to … Read more

HDFC has been rolling out a series of devaluations over the past two years, and recent moves affecting its premium cards come at a surprising time as competitors become more rewarding. HDFC has implemented significant changes across many cards, including its Diners lineup. The updates are substantial enough that the bank sent SMS notifications to … Read more

IRCTC has been operating several railway lounges at major stations for a few years. Two of these are located at New Delhi Railway Station — one on Platform 1 and another on Platform 16. This review covers the lounge on Platform 16 (the first platform when approaching from the Ajmeri Gate side). I had heard … Read more