ICICI Bank has launched its first truly super-premium credit card in the Emeralde family: the Emeralde Private Metal Credit Card. This invite-only card refines feedback from the regular Emeralde card—most notably improving the reward structure—resulting in a markedly more compelling high-end product. Below is a detailed review of the ICICI Emeralde Private Metal Credit Card, … Read more

Do you often fly Vistara in economy class? If so, the Axis Vistara Credit Card could help you save money while you enjoy Air Vistara’s service. Beyond earning Club Vistara (CV) points, the card’s standout feature is complimentary tickets awarded when you reach spending milestones. Here are the key details. Joining Fee: INR 1,500 Welcome … Read more

RBL Bank Platinum Maxima Credit Card is a semi-premium offering from RBL Bank that provides domestic airport lounge access, milestone-based reward points on spending, and complimentary movie tickets. Joining Fee: Rs. 2,000 + tax Welcome Bonus: 8,000 points Annual Fee Waiver: Spend Rs. 1.5 lakh or more in the previous year The welcome bonus does … Read more

Axis Bank is running a time-limited promotion that rewards international credit card spends with monthly travel vouchers. Eligible cardholders can earn up to 20,000 INR in travel vouchers by meeting specified overseas spend thresholds within a calendar month. The offer is aimed at cardholders with frequent international transactions or regular online forex purchases, with higher … Read more

After the recent controversy over changes to the HDFC Regalia credit card rewards, HDFC Bank has introduced a new product using the Regalia name: the HDFC Regalia ForexPlus Card. This new forex card is marketed around one primary promise — no cross-currency conversion charges — a feature many frequent travelers actively seek. HDFC previously offered … Read more

American Express India, which was barred from issuing new cards starting 1 May 2021, has begun optimizing its existing credit card lineup. The changes focus on improving rewards and benefits for current cardholders while the issuance restriction remains in place. Here are the key updates for the entry-level SmartEarn credit card: Changes & New Benefits … Read more

As you may know, I already hold two American Express cards (Gold Charge Card and Platinum Travel Card), and the satisfaction of using Amex cards never fades. I searched for a third Amex card for almost a year and finally decided on the Amex Jet card. Earlier I missed a strong offer for the Platinum … Read more

American Express India is implementing several updates to its popular Membership Rewards Credit Card. These changes take effect from 1 April 2021. Below is a clear summary of what’s changing and how it affects cardholders. The Changes Monthly bonus: The minimum transaction amount to qualify for the monthly 1,000 MR points bonus is raised to … Read more

After the JetAirways shutdown, one of JetPrivilege’s primary revenue streams—the co-branded credit card partnerships—took a hit. Whenever members earn JPMiles, JetPrivilege also benefits financially from those issuances. With the airline’s troubles, many cardholders, including myself, moved away from JetPrivilege-branded cards, driven by renewal fees and reduced redemption value for JPMiles. To counter declining card activity, … Read more

Update: The Uni Pay 1/3rd card has been discontinued, but Uni now offers other credit products available through its app. Uni Cards, a startup that raised $18.5 million in funding, launched the Uni Pay 1/3rd card as its first product to improve the credit experience. Below is a clear, concise guide to what the Uni … Read more