IndusInd Platinum Aura Credit Card is one of the bank’s entry-level offerings and stands out because it allows the joining/annual fee to be waived. The card carries a low base rewards rate, but it does offer a few useful features and flexible reward plans that may suit specific spending habits. Joining Fee: Rs. 899 + … Read more

I recently took a short trip to Coimbatore with a friend and chose to stay at the Taj. I had a Rs.10,000 Taj voucher from my American Express Platinum Travel credit card that was nearing expiry, so using it at a Taj property made sense. Last year I stayed at Taj Santacruz in Mumbai and … Read more

This article is contributed by Mouli, a long time reader & contributor at Cardexpert. Here’s his review of the newest airport lounge in Goa: Good Times Bar. I had low expectations given past reports about the Goa Port Lounge, which many considered one of the weaker airport lounges in India. While walking toward the boarding … Read more

American Express India has recently been sending targeted spend-based offers aggressively. On 15 February 2023 they rolled out a new targeted promotion for select credit card members. Below is a concise, clear summary of the offer and what cardholders can expect. Offer Details Offer Get Rs.X Amazon voucher on spending Rs.Y Max. Voucher Value Up … Read more

Ever since I started exploring credit cards, I wanted HDFC Bank’s Infinia Credit Card. For a long time it was considered India’s premier super-premium card. Today there are solid alternatives like Standard Chartered Ultimate and Citi Prestige, and several others that suit different needs. Still, Infinia retains a sense of exclusivity and remains an excellent … Read more

American Express has been rolling out frequent promotional offers since early 2019, and this recent iPhone promotion is worth noting. It applies to both EMI and non-EMI purchases and can deliver a meaningful reduction on the purchase price of select iPhone models. Amex iPhone Cashback Offer Offer Details Offer: Up to 10% cashback on iPhone … Read more

Spread across six acres with five floors and 92 rooms, Tajview Agra IHCL SeleQtions sits close to the Fatehabad Road Metro station and offers impressive views of the Taj Mahal from its Taj-facing rooms and the SkyDeck restaurant on the fifth floor. During my stay, the hotel’s occupancy skewed heavily toward international guests, who made … Read more

Membership Rewards Credit Card (MRCC) from American Express is an entry-level credit card introduced to meet the needs of customers who find premium Amex cards out of reach. Launched a few years ago, MRCC offers a competitive mix of rewards and benefits for new and budget-conscious cardholders. MRCC is widely regarded as one of the … Read more

Important Note: Content Outdated. Please refer to my latest review here: HDFC Regalia First Review HDFC recently introduced two new variants of its Regalia line—Regalia First and Doctor’s Regalia—which began appearing on physical application forms around July 2016. These additions arrived soon after changes to the Allmiles card, and seem intended to create clearer distinctions … Read more

NPS contribution through credit cards Table of Contents What is NPS ? Credit Cards for NPS payments NPS Payment Gateway Charges High Value NPS Payments Banks actions Why banks do it? FAQ’s Final thoughts What is NPS ? The National Pension System (NPS) is a government-backed retirement savings scheme designed to help individuals build a … Read more