One of the most requested features for HDFC’s super-premium credit cards such as HDFC Infinia and Diners Club Black has been clear, transaction-level visibility of reward points. Cardholders often found it difficult to verify how offers like the 10X rewards program were fulfilled and frequently had to call customer support to confirm points earned on … Read more

JetPrivilege is India’s largest air-miles program, managed by Jet Privilege Private Limited (JPPL). Founded in 2014 after a strategic alliance between Jet Airways and Etihad Airways, the program lets members earn JPMiles that can be redeemed for domestic and international flights or cabin upgrades. Below is an updated, concise guide to the top credit cards … Read more

American Express India has rolled out several card-specific promotions this quarter. One of the targeted deals is for American Express Platinum Reserve cardholders. Below is a clear summary of that promotion and what it means for users of this premium card. Offer Details Offer 20% cashback on select merchants Merchants Flipkart, MakeMyTrip, Zomato Offer Period … Read more

Recently I wrote about the HDFC MoneyBack card devaluation, which was significant news for MoneyBack cardholders. Soon after, the HDFC Allmiles credit card was also substantially devalued, and HDFC introduced some new premium card variants. HDFC Allmiles Credit Card Benefits Devaluation: Key changes to the rewards and benefits: Reward point value changed: 1 Reward Point … Read more

I recently received the American Express Platinum charge card, and this article shares my hands-on experience. For a detailed list of features and benefits, see the full review on CardExpert. Amex Platinum Card India Table of Contents Why Amex Platinum? Application Process Unboxing The Metal Form Factor Getting Started Bottomline Why Amex Platinum? A friend … Read more

Paytm has become a familiar name across India, especially after the government’s demonetization initiative. Today, many merchants accept payments through Paytm, allowing customers to use cards more and carry less cash. For those who earn rewards on credit-card spending, this was a welcome development—until recently. Paytm begins charging 2% on credit card wallet loads On … Read more

SBI has recently introduced a credit card designed exclusively for medical professionals. While this concept is not entirely new—HDFC Bank already offers doctor-focused cards such as the Doctor’s Superia and Doctor’s Regalia—the SBI offering stands out with richer benefits and features. Below is a concise, SEO-optimized review of the card and its key features. Joining/Renewal … Read more

American Express has launched an attractive limited-time offer for 2019: the American Express Platinum Travel Credit Card is available free for the first year. Normally this card carries a joining fee of Rs. 3,500 plus GST, but this promotion waives that fee without any restrictive income criteria often seen with corporate or airport-specific deals. Why … Read more

If you want a super-premium credit card that rewards you for virtually every purchase without frequent category exclusions, the Standard Chartered Ultimate Credit Card is worth considering. In a market where many issuers limit rewards by category, this card distinguishes itself by earning points across a broad range of spend types. Below is a concise, … Read more

Health insurance and the claims process remain unclear to many people, not just in India but worldwide. Despite its importance, I’ve often encountered skepticism about insurers from friends and family, rooted in a belief that claims are complicated, opaque, or frequently rejected without proper explanation. Recently I filed a health insurance reimbursement claim myself and … Read more