New Delhi’s Indira Gandhi International Airport once had arrivals lounges that offered little more than a few biscuits and hot drinks. When I visited about five years ago they felt compact and largely unused. The new Encalm arrivals lounge at Terminal 3, however, is a significant upgrade. It delivers a proper lounge atmosphere, full a-la-carte … Read more
Vistara’s recent partnership with ITC brings two clear advantages: the potential to transfer points and a temporary tier match opportunity between Club Vistara and Club ITC. Points transfer is an option worth exploring, though it doesn’t look especially attractive right now — I may be wrong, and it deserves a deeper look in the future. … Read more
It had been some time since I held the SBI SimplyClick credit card, so I decided to upgrade to the SBI PRIME card. After several months of follow-up, the upgrade finally went through. During the process I learned a few useful things about SBI’s upgrade and credit limit enhancement procedures, and this article summarizes those … Read more
American Express India has been pushing strong shopping and travel promotions since early 2019, and many of those offers remain attractive through the remainder of the year. Below are some of the best Amex offers for May 2019 and beyond that are worth checking out. Table of Contents 1. Supplementary Card Offer 2. Amex Hilton … Read more
Cathay Pacific’s Asia Miles program is running a limited-time bonus miles promotion for transfers from Indian credit card partners. The current offer provides an attractive bonus for members who transfer points during the promotion window. Below are the key details and guidance to help you decide whether to participate. Offer Details (Dec 2025) Offer 25% … Read more
This is my first spend-based offer since I activated an HDFC Bank credit card back in October 2017. The promotion appears to be highly personalised: some cardholders are given a choice of gift vouchers, while others receive BookMyShow vouchers automatically after hitting the specified spending target. Below is a summary of the offers that arrived … Read more
When I used to plan international travel, I often picked itineraries with longer layovers. The reason was simple: more layovers meant more opportunities to visit airport lounges—an advantage I enjoyed through the complimentary Priority Pass benefit included with several premium credit cards in India. If you hold a premium credit card and travel internationally with … Read more
A few years ago I purchased health insurance from American Express underwritten by ICICI Lombard. My policy included an OPD benefit of Rs.10,000 on a 10 lakh cover. Recently I decided to use that benefit. I finally got new spectacles from Titan Eye Plus and claimed the OPD benefit—the invoice was issued in the last … Read more
One of the most requested features for HDFC’s super-premium credit cards such as HDFC Infinia and Diners Club Black has been clear, transaction-level visibility of reward points. Cardholders often found it difficult to verify how offers like the 10X rewards program were fulfilled and frequently had to call customer support to confirm points earned on … Read more
JetPrivilege is India’s largest air-miles program, managed by Jet Privilege Private Limited (JPPL). Founded in 2014 after a strategic alliance between Jet Airways and Etihad Airways, the program lets members earn JPMiles that can be redeemed for domestic and international flights or cabin upgrades. Below is an updated, concise guide to the top credit cards … Read more