Citi began operations in India in 1902 and launched consumer banking services in 1985. On 30 March 2022, Citi announced the sale of its Indian consumer banking businesses — including credit cards, retail banking, wealth management and consumer loans — to private lender Axis Bank for Rs 12,325 crore. The move is part of Citi’s … Read more

American Express has introduced a new renewal benefit for the Amex Reserve card. While the card has not been among the most rewarding in the lineup, this addition changes the value proposition for some cardholders. Here’s a clear summary of the update and its implications. Reserve Renewal Benefit Benefit: Rs. 10,000 Taj voucher on renewal … Read more

I’ve used credit cards for about six years and never experienced fraud on my card—until recently, when someone attempted a series of charges on my American Express Platinum Travel card. There were three suspicious charges. Here’s what happened. Credit Card Fraud Prevention American Express Fraud Prevention in Action – The full story: Charge #1 One … Read more

Amex 100% cashback Offer American Express India, already known for its attractive Double Rewards program for Platinum Charge Card holders, has announced another compelling limited-time promotion: 100% cashback on select spends, up to Rs. 18,000. The terms are straightforward, and the offer is available to primary Platinum Charge Card members. Below are the full details … Read more

I recently flew Vistara Business Class from Mumbai to Hyderabad (BOM–HYD). Below is a concise, natural review of that short hop and my observations. Booking Revenue fare: ~18,000 INR Paid using: Business Class voucher issued by Axis Vistara Infinite This trip was booked entirely online using Vistara’s voucher system for the first time. The process … Read more

I have a special respect for Diners Club International credit cards. As the original issuer of charge and credit cards, Diners Club set the stage for the modern card industry long before many competitors arrived. In India, Diners Club has partnered with HDFC Bank to target affluent customers, and that collaboration has kept the brand … Read more

As I recently flew out of Mumbai T2, International Departures, I made a quick stop at the Heaven on Earth (HOE) airport spa before heading to the GVK lounge (East Wing). This is a short, candid review based on that brief visit. Heaven on Earth Airport Spa Review at Mumbai Airport (T2 – International) Table … Read more

If you hold an American Express credit card, you likely already appreciate their high-quality support — a level many Indian banks have yet to match. From quickly understanding customer issues to providing immediate solutions, American Express consistently outpaces the competition. Now they’ve introduced a new chat/message support feature in the Amex Mobile app, letting customers … Read more

Saving on fuel expenses has long been difficult. Fuel retail operates on thin margins, so banks and card issuers typically limit offers on petrol purchases — often to around 2% — and many cards don’t even provide regular reward points on fuel because issuers absorb fuel surcharge waivers. That said, recent promotions are changing the … Read more

HSBC India has introduced a new feature called Travel With Points inside the mobile app’s Redeem Points section for credit cards. The feature resembles initiatives like HDFC Bank’s SmartBuy 10X rewards or ICICI Bank’s iShop accelerated rewards, but HSBC’s implementation is powered by Hopper rather than a traditional booking engine. Through Travel With Points, HSBC … Read more