We often spend a great deal of time monitoring 2x, 5x or 10x credit card rewards and limited offers, to the point that we lose sight of the bigger picture. While credit cards can deliver excellent returns on everyday spending, the effort required to chase and optimize those rewards can outweigh the benefit for most … Read more

HDFC Bank has been known for offering sizable credit limits on retail credit cards, a trend that strengthened during the pandemic when many cardholders received significant limit enhancements. In the past year, HDFC offered multiple credit limit increases to its most credit-worthy customers, leaving many cardholders with comfortable six-figure limits. For those facing unexpected medical … Read more

It’s Diwali season, and credit card issuers are rolling out attractive offers to encourage festive spending. American Express India has launched a notable Diwali promotion that can help cardholders save significantly on their purchases. 24Karat GOLD Diwali offer Receive Tanishq Gold Vouchers worth Rs. 5,000 for every Rs. 50,000 spent American Express is offering the … Read more

I’ve regularly used the Buy 1 Get 1 offers on ICICI credit cards for years and seldom faced quota issues with my ICICI Jet Sapphiro Amex Credit Card. Recently, while browsing BookMyShow offers, I discovered that food combos were available at 50% off for Visa Infinite cardholders. That prompted me to try my Axis Vistara … Read more

If you have accumulated ITC Green Points—likely from generous rewards on Axis Bank credit cards—you can now redeem them for Diwali sweets and festive hampers at ITC Hotels. This year ITC has introduced several curated hampers available at their luxury hotels and select Welcomhotels, with some properties offering unique local selections. Many hotels provide complimentary … Read more

JW Marriott Bengaluru Prestige Golfshire Resort & Spa is among India’s premier golf resorts, conveniently located near Kempegowda International Airport (KIAL) with views toward Nandi Hills. I had wanted to visit since the property opened, and an opportunity presented itself when Vistara briefly launched a direct CJB–BLR route. Below is a summary of my stay … Read more

Table of Contents What are business spends? Using personal cards for business spends High value business spends Banks Actions – Latest Stories Why banks do that? Best Practices Final thoughts What are business spends? Business spends are any expenses incurred for running or supporting business activities rather than for personal consumption. In practice the same … Read more

Update: This card is no longer issued by SBI and has been replaced by SBI Card Elite. The product has been updated and restructured accordingly. I’ve recently been exploring a variety of credit cards and had largely ignored SBI because many of their premium cards carry a joining fee. I finally decided to apply for … Read more

American Express India has launched a limited-time Reward Multiplier promotion for the New Year. This offer stands out among recent Amex promotions and can deliver strong value for many cardholders. Below are the essential details and a concise assessment of who benefits most. Offer Details Offer: 22 MR for every INR 100 spent using Reward … Read more

HDFC Bank has begun notifying some credit cardholders about changes to its Rewards portal. The updated portal is now live and can be accessed from the Privileges tab on the HDFC SmartBuy page. Below is a clear summary of what the new portal offers and what to watch for. Table of Contents New Design Earning … Read more