IDFC Bank recently rolled out its private banking suite and related premium products, including enhanced debit offerings. Until now, a dedicated premium credit card for private banking hadn’t been visible—until the appearance of the IDFC FIRST Private Credit Card. At first glance the card presents a clean, simple design in the bank’s signature red. It … Read more

After the lockdown eased, many credit card issuers began releasing attractive offers. I was waiting for something notable from HDFC, and aside from the short SmartBuy Extra Saving Days Sale, the standout move from HDFC was a quiet but significant initiative during the pandemic: a broad Credit Limit Enhancement (LE) program. The rest of this … Read more

Recently I requested HDFC to send the detailed breakup of reward points earned on my Diners Black credit card and was surprised to see two separate credits of 1,000 points each. Customer care representatives were unable to explain the entries, so I dug deeper and found the explanation in an email from HDFC. Get 1000 … Read more

IndusInd Bank offers a small lineup of premium credit cards, and the Iconia (American Express) stands out among them for its rewards and select benefits. Below is a concise, updated review of the IndusInd Iconia Credit Card (Amex variant), covering fees, reward structure, benefits and who might still find this card useful. Table of Contents … Read more

Since its merger with Citibank, Axis Bank has gradually adopted several of Citi’s strengths. One notable enhancement is the ability to transfer credit card reward points to partner airline and hotel loyalty programs, a feature long valued by frequent flyers and hotel loyalists. Axis recently launched the Atlas Credit Card, a product similar to Citi … Read more

There was recent confusion about whether the 2-day Reward Multiplier promotion applies to eVoucher purchases. I investigated the issue, made multiple calls and updated the original article on 25th July. Despite that, different customer support agents provided inconsistent answers to cardholders, causing unnecessary concern. Such inconsistency from Amex India is disappointing. Accurate, consistent answers matter, … Read more

IDFC FIRST Bank has launched a new targeted credit card promotion for August 2025. The offer awards bonus reward points to cardholders who meet specific spending thresholds during the promotional period. Below is a clear summary of what to expect and some practical notes about the communication and likely exclusions. Offer Details Offer Get XXXX … Read more

HDFC Bank has emailed Infinia and Diners Black cardholders with an update titled “You’ve unlocked savings on Shopping & Travel @SmartBuy!” — a subject that belies the main message: new limits on reward redemptions. The key details were placed toward the end of the message, but they matter. Below is a clear summary of what … Read more

If there is one type of credit card promotion I dislike, it’s the “top spender” program. It feels like a lottery: you have little control over your ranking against other participants. If you decide to spend a large amount hoping to win and you lose, you not only miss the prize but also forgo the … Read more

It had been some time since I held the HDFC Business Regalia, and I wanted to move up to the highest-tier card, Infinia. The eligibility for Infinia is quite demanding, so I didn’t pursue it. Instead, I applied for the HDFC Diners Club Black, attracted by its strong 10X reward points offer and unlimited airport … Read more