Major HDFC Credit Card Devaluations Effective August 15, 2017

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HDFC has been rolling out a series of devaluations over the past two years, and recent moves affecting its premium cards come at a surprising time as competitors become more rewarding. HDFC has implemented significant changes across many cards, including its Diners lineup. The updates are substantial enough that the bank sent SMS notifications to … Read more

IRCTC Platform 16 Railway Lounge New Delhi: Full Review and Tips

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IRCTC has been operating several railway lounges at major stations for a few years. Two of these are located at New Delhi Railway Station — one on Platform 1 and another on Platform 16. This review covers the lounge on Platform 16 (the first platform when approaching from the Ajmeri Gate side). I had heard … Read more

Plaza Premium Lounge Transit Hotel Review — Hyderabad Airport

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Plaza Premium Lounge Transit Hotel is located a short walk from the arrivals baggage counters. As a transit facility, entry is granted only to passengers with a connecting flight from the airport. I arrived from Mumbai and had about a five-hour layover before my onward flight to Chennai, which gave me enough time to visit … Read more

JetPrivilege HDFC Diners Club Credit Card Review: Perks & Worth It?

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HDFC Bank, in collaboration with Jet Airways and Diners Club, launched the HDFC Diners Jet Credit Card to help cardholders earn JetPrivilege (JPMiles) more quickly. This product combines HDFC Bank’s wide presence in India, Jet Airways’ JPMiles program and Diners Club’s global lounge access benefits into a single premium credit card offering. JetPrivilege HDFC Bank … Read more

Amex Republic Day Offer: Earn Up to 30,000 Bonus Points on Spend

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American Express ran a limited three-day Republic Day promotion in 2021 offering extra Membership Rewards points on spending with select cards. This promotion resembles the spend-based bonus Amex ran in November 2020. Below is a clear summary of the offer and key observations for cardholders who received the communication. Offer Details Offer: Earn additional Membership … Read more

Increase Your HSBC Credit Card Limit: How to Apply and Qualify

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It has been just over a year since I applied for and received the HSBC Premier Credit Card, and recently I was sent a targeted email offering a credit limit increase. The new limit proposed in the email was more than double my previous limit, placing it on par with the highest limits I hold … Read more

HDFC Diners Club 10X Rewards Program — April 2018 Update

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Latest Version is here: October 2018 Update The HDFC Diners Club 10X program has long been one of the most generous reward schemes available on credit cards in India. After the previous deadline of 31 March 2018 passed, the program received several updates and extensions. Below is a clear, consolidated summary of the current status and … Read more

RedGiraffe Review: Pay Rent With a Credit Card Today

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Many of us appreciate the convenience of credit cards: they act as short-term, easily accessible loans and often provide an interest-free period that can help manage cash flow. For renters—whose monthly payments can range from ₹5,000 to ₹1,00,000 or more—using a credit card to pay rent can be especially useful. Paying rent with a credit … Read more

Marhaba Meet & Greet Service Review — Dubai DXB Departures

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I recently departed from Dubai International Airport (DXB), Terminal 1, on an Air India flight to Chennai (MAA). Since Terminal 1 does not offer dedicated fast-track gates for business-class passengers, I used the Marhaba meet-and-greet service provided as a benefit of the IndusInd Avios Credit Card for departures. Below is a concise, practical account of … Read more

Earn 10X Rewards on HDFC SmartBuy for Train & Bus Tickets

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As you may know, Hotels & Airline bookings along with Amazon and Flipkart shopping have been the primary ways to earn 10X rewards under the Smartbuy 10X cap. Now you can also book Trains and Buses on Smartbuy and earn 10X rewards on select HDFC Bank credit cards. The Bus booking option was reportedly added … Read more