Alongside the Amex Diwali promotion, IndusInd’s Diwali offer remains one of the stronger seasonal promotions in the card market. Each year the bank launches tiered multipliers—2X, 3X and previously 4X or 5X—targeted at different spending bands. The program is points-based, which is beneficial for cardholders because IndusInd allows converting Rewardz points into cash value. Below … Read more

Marriott has been offering bonus promotions on purchasing points since travel restrictions eased. I avoided covering them initially because demand was uncertain and few people were traveling. Now that travel is picking up and some hotels are filling up, these offers are worth revisiting for anyone planning trips during the pandemic. Table of Contents 50% … Read more

Update: The key benefit of this card (complimentary airport transfer) has been discontinued. Bank of Baroda has launched two premium debit cards to target higher-end customers: the Sapphire and the Opulence. Sapphire is positioned as an affordable premium debit card, while Opulence is a super-premium metal card with a higher annual fee. This article provides … Read more

Note: This review dates back to 2016. For the latest review, please consult the most recent review on CardExpert. My first American Express card was the Platinum Travel card. When I considered a second Amex card two years later, the Jet Airways American Express Card was an obvious option. I passed on the Gold Charge … Read more

I decided to upgrade my IndusInd Exclusive account to Pioneer Banking to try the Pioneer debit and credit cards. The move was partly driven by the card design — admittedly a bit superficial — but the rewards are reasonable as well. The Pioneer debit card offers 0.5% returns on spends. The Pioneer Legacy card provides … Read more

Complimentary spa sessions are one of the best perks of flying Thai Airways Business or First Class from Suvarnabhumi Airport (BKK). On a recent trip from Bangkok to Ho Chi Minh City in Thai Business Class, I took advantage of the offer. After spending time in the Royal Silk Lounge, I headed across to the … Read more

Snapdeal HDFC Bank Co-branded Credit Card HDFC Bank, in partnership with Snapdeal, introduced the Snapdeal HDFC Bank Credit Card to serve frequent eCommerce shoppers and those who prefer digital payments over cash-on-delivery. This co-branded card targets customers who want convenience for online purchases while earning meaningful rewards. Designed for today’s mobile-first shoppers, the card incentivizes … Read more

From 1 July 2017, the American Express Gold Card’s monthly bonus structure changes: you will earn 1,000 Membership Rewards Points when you complete six transactions of Rs.1,000 or more each in a calendar month. This replaces the earlier requirement of four such transactions. Though the point value remains the same, the increased transaction requirement matters … Read more

If you hold an American Express credit card, you may occasionally find transactions declined by merchants. Although Amex acceptance—both online and in-store—has improved in recent years, some merchants, particularly in smaller towns and non-metro areas, still do not accept the card. If your Amex card was recently declined, here are clear, practical steps you can … Read more

The credit cards issued against a fixed deposit, commonly known as secured credit cards, are an easy and often overlooked way to build or improve your CIBIL score. I used a credit card backed by a fixed deposit for about four years while I was in college, and it played a significant role in improving … Read more